About Us - Leading Mortgage Broker

You deserve to live in the home of your dreams, and we are here to help you achieve this major life goal. OnPoint Home Lending is a leading mortgage broker and loan provider in Northern Kentucky and Cincinnati, Ohio area. We are licenced in Kentucky and Ohio. 

Contact us now to learn more about how we can help.

Reliable Home Mortgage Brokers and Mortgage Lenders in Cincinnati and Northern Kentucky

OnPoint Home Lending is a family owned mortgage loan company with over two decades of experience helping homeowners purchase their dream houses. Our main office is located in Northern Kentucky, but we are also licensed in the State of Ohio.

We are trusted by many real estate agents in Northern Kentucky and Greater Cincinnati Area because of our commitment to helping our clients find the best possible mortgage products. You can rely on us to provide you with the lowest interest rates and the most flexible repayment options.

If you're looking for a loan officer or mortgage broker you can trust, look no further than OnPoint Home Lending. We will work with you to find a mortgage product that fits your unique financial situation.

A Team of Experienced Loan Officers and Mortgage Brokers

Our mortgage broker works hand-in-hand with our network of loan officers to get you the best possible deal on your home loan. We understand that taking out a mortgage is a big decision, so we will take the time to walk you through the process and answer any questions you may have.

If you're worried about payment terms, our mortgage broker helps negotiate the best possible arrangement based on your circumstances. We understand that everyone's financial situation is different, which is why we help borrowers find the right mortgage product for their individual needs.

Our Promise to You

The mortgage industry is saturated with many brokers providing empty promises. At OnPoint Home Lending, we pride ourselves on standing up for our commitment. We are a transparent company that is upfront about our fees and terms. As part of our policy, we aim to ensure that you do not feel pressured into a decision you are not comfortable or confident with.

Our goal is to provide you with the best possible mortgage experience, which is why we offer a wide range of loan assistance with an affordable interest rate.

We Offer Various Loan Programs Depending on Your Needs

We offer different loan options for our clients, including:

• VA loan

• USDA

• Mortgage loan

• Refinance

• FHA loan

• Home equity loans

• Bridge/Blanket Loans

• Conventional Mortgage Loans

• Home Improvement Mortgage Loans

• Debt Consolidation Mortgage Loans

• First Time Home Buyer

• And more!

The best loan products with the lowest interest rates. That's our promise to you.

Understanding the Mortgage Process When Obtaining Loans

The mortgage loan process is composed of a series of intricate steps. It involves communicating and negotiating with a credit union, financial institution, or direct lender.

When seeking a loan, your credit history plays a pivotal role in decision-making. Lenders will evaluate your credit report to determine your eligibility and the interest rate you'll be offered.

Many other factors are involved in processing mortgage loans, so it's crucial to have a trusted mortgage broker by your side. We will guide you through each step and ensure you get the best possible deal.

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